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Coronavirus

We are here to help and support you.

Coronavirus is causing concern to customers during this uncertain period and is impacting on many people’s daily lives.

We are open for business, ready to support our customers and you can continue to contact us in the usual way.

During this difficult time, it’s important to stress we understand and appreciate the impact coronavirus may have on our customers’ finances.

We have a full range of tools available to support customers experiencing financial difficulty and our key focus is always to support people and businesses through periods of financial stress.

We always encourage customers who are experiencing difficulties to contact us as soon as possible so that we can discuss the support that is available to them.

We continue to review the situation so we can provide the most appropriate support to our customers, partners and employees.

Read our Frequently Asked Questions for further support.

I am a second charge mortgage customer
Can I take out a payment holiday?

You will not be able to apply for a new payment holiday as the 31 March deadline has now passed, however we have a range of options still available for you if you’re experiencing financial stress and would ask you to contact us to discuss your circumstances.​

How can I manage my account or stay in contact with you?   

All our usual communication channels remain open. You can call us on 0345 149 7751 or email us at [email protected] with any queries you may have. 

I am struggling financially, what can I do?  

We want to support our customers experiencing financial difficulty and our key focus is always to help you through periods of financial stress. Our payment help information leaflet will explain some of the options we can offer and we encourage customers who think that they may have financial difficulties to contact us as soon as possible so that we can discuss the support that is available.

I am an unsecured customer
Am I eligible for a concessionary payment holiday? 

We can no longer offer new concessionary payment holidays as the 31 March deadline has now passed, however we have a range of options still available for you if you’re experiencing financial stress and would ask you to contact us to discuss your circumstances on 0800 375 797.​

What further help and advice is available?

For further guidance on the support available during the coronavirus pandemic:

Money Advice Service Coronavirus Support Page visit www.moneyadviceservice.org.uk/en/articles/mortgage-payment-holidays.​

FCA information page on Dealing with financial difficulties during the coronavirus pandemic www.fca.org.uk/publications/finalised-guidance/information-consumers-financial-difficulties-coronavirus.

Here are some organisations you can contact for free, confidential and impartial debt advice.​

Money Advice Service: For free, easy-to-use money tools, information and advice, visit www.moneyadviceservice.org.uk. You can also phone 0800 138 7777 to speak to a money expert, use typetalk at 18001 0800 915 4622, or add +44 7701 342744 to your WhatsApp to send a message.​​

Citizens Advice: For advice and information on debt and other topics, contact your local Citizens Advice or go to www.citizensadvice.org.uk.​

AdviceUK: Member centres offer debt advice including specialist advice for minority communities and people with disabilities. Visit www.adviceuk.org.uk.​

Christians Against Poverty (CAP): For free debt advice. Check postcode coverage at www.capuk.org then call 0800 328 0006.​

National Debtline: If you live in England, Wales or Scotland phone 0808 808 4000 or visit www.nationaldebtline.org for debt advice and information.​

StepChange Debt Charity: For free debt advice throughout the UK phone 0800 138 1111 or visit www.stepchange.org​

Money Advice Scotland: If you live in Scotland, visit www.moneyadvicescotland.org.uk where you can use webchat to speak to an adviser, or email [email protected].​

Citizens Advice Scotland: For advice and information on debt and other topics, contact your local Citizens Advice Bureau, go to www.cas.org.uk, or call the Helpline on 0800 028 1456.​

Advice NI: If you live in Northern Ireland, phone 0800 028 1881, email /[email protected] or visit www.adviceni.net​

Citizens Advice Wales: If you live in Wales, visit www.citizensadvice.org.uk/wales, or you can call Advicelink on 03444 77 20 20 if you want to speak to someone about your debts. Calls cost the same as calls to landline numbers.​

Business Debtline: If you are self-employed or a small business owner, phone 0800 197 6026 or visit www.businessdebtline.org for debt advice and information.​

Getting in touch

Please visit our Contact Us section to find the relevant team who can support you. Where applicable, we suggest you contact us online, through secure message or via email in the first instance, particularly if it for basic account enquiries or for day-to-day account administration.

If you are experiencing financial difficulties, please visit our Need Financial Help? section

Protect yourself from fraud

Be aware that some criminals are using coronavirus to trick people into sharing personal or financial information via phishing emails.

Always double check any contact using trusted sources and remain vigilant.

Where can I find the latest medical advice about Coronavirus?

Idem Servicing is a trading style of Paragon Finance PLC which is authorised and regulated by the Financial Conduct Authority.
Registered office 51 Homer Road Solihull West Midlands B91 3QJ Registered number 01917566